There are some things that we just do not understand

There are some things that we just do not understand or appreciate until we are older. This is true for many things. When I was in high school and college I took history classes because I was told I had to in order to get my diploma. I had no interest in history. I would study for the tests and pass the class and get the credits and promptly forget everything that had been discussed in the class. I was into the here and now. Now that I have gotten older I find that I love watching television documentaries about history. My husband and I have even discussed taking a history class at the local university to learn more about the history of our state. When I was in school I was too concerned about looking what was ahead of me that I did not care about what had happened before. Now that I have experienced some history in living for a while I am more interested in past events.

I had a similar situation with my parents and a life insurance policy. When I was sixteen my [parents bought a life insurance policy for my. It was a twenty year policy that would pay our dividends after thirty years. I remember my parents explaining to me that they would pay the life insurance premiums until I was out of school and had a full time job. At sixteen I did not think this was any big deal so I just shrugged it off. When I had completed college and started a job my mother gave me all the information about the insurance and told me that it was time that I started paying the life insurance premiums. She stressed that they had paid in for six years already so I should continue to pay them. The life insurance premiums were very reasonable because the policy had been taken out when I was so young. I would pay the life insurance premiums twice a year and forget about them until the next notice came. When I got married I notified the company that I had a change of name and address. When I turned thirty six the company sent me notice that the insurance premiums were paid in full and that I would be able to start collecting dividends on a monthly basis when I was forty six or I could let them accumulate. We were raising our family and working full time I did not take the time to look into the benefit.

Now that I am seriously looking into retirement and looking at my income resources I realize what a special gift my parents had given me. I will be able to draw out a monthly income to supplement my retirement plan. In hind sight I wish I would have done the same for my children.